Showing posts with label insurance. Show all posts
Showing posts with label insurance. Show all posts

Thursday, July 17, 2014

I Pissed Someone Off Up There......

So if you read this blog on occasion you may have noticed that I have not posted in the last 2+ weeks. Well, I have been an atheist for as long as I can remember but I think perhaps I have been wrong and there's a really pissed off god out there waving his godly staff of power in my direction. Here's what's been happening over in magx01 land. Try not to choke when you laugh at this bullshit.

-Air conditioning broke. Cannot fix right now (bad financial situation after the recent loss of a job contract)

Okay, no big deal. It's just me here so meh. I've been letting cold air in at night and keeping the place shuttered tight during the day. Windows open on the odd cool day. No wife to bitch and moan and make it sound like the world is ending so in the end, eh.

Then this happens:

Guy ran a red light going 80km/h and destroyed my car (a second car, the one behind me, hit me after I spun which is why there are two impact sites). I walked away with a smashed up left knee and nothing else so I cannot complain too much. It's been 2 weeks now and the knee is like 70-80% better already :)

Okay, so two shitty things, but both are not too bad in the grand scheme of things, right?

-Three days after the accident, I hobble over to my freezer upon awakening in the morning to get an ice pack to ice the giant swollen painful knee when I discover fridge/freezer is no longer working!!!!

Okay, now wtf. I'm a calm dude who takes a lot of shit in stride but even I had to yell out "OH COME ON!!!! WHAT THE FUCK NOW?!" (I did laugh after, but it was more of an anxious laugh than a truly legitimate heehaw laugh). Ugh, so I call the repair dudes and the come and fix it the next day. $140 which I really cannot afford right now but it needs to be done so I do it. I ice my knee three times that night and go to bed relieved, money issues aside. I wake up the next day, and I wal-wait, what's that sound? Oh, NO FUCKING WAY.....that's the noise the fridge was making before it broke (click buzz, click buzz). I go over to it, open it and.....

(wait for it)


At this point I just felt defeated. I call the repair guys, they come back the next day and the good news is they tore up my cheque and only charged me $60 instead (they took back the part they installed the day previous). The bad news? I need a new fridge. I spend several days hobbling back and forth between my house and my neighbours' to get and hand them food/drinks/ice packs they are storing for me.

-Insurance comes through on the replacement value of the car. The settlement they offer is fairly reasonable, thankfully. I'll be able to get something similar. They tell me the cheque will be here in 5-10 business days. Cool, right? I'll drive my rental car for now, the cheque comes and I go car shopping, buy something, return the rental. Right?

BZZZT. Wrong. The rental needs to be returned tomorrow. "But I don't even have the money yet, how can I buy a car? And how can I get there without a rental?" "Well sir, you can pay out of pocket for the rental." "Out of pocket? This happened because the guy ran a red light. He was charged for this. I was totally innocent and now I am being penalized? How is this in any way reasonable or fair?" "I agree sir, but there's nothing I can do."


Moral of the story: Don't lose a job/contract if you're an atheist because someone up there will choose that time to turn his giant magnifying glass on your tiny little life.